Navigating Financial Flexibility: A Comprehensive Guide to PNC Bank Loans

Unlock financial flexibility with PNC Bank loans. Explore diverse options and borrowing strategies.

Susan Kelly May 09, 2024

Banking

Unlocking Homeownership: A Comprehensive Guide to Zero Down Mortgage Options

Do you know what Zero Down Mortgage is? If you want to buy a house faster, you need to read this article!

Susan Kelly May 08, 2024

Mortgages

The Ultimate Guide to Start a Franchise

From market research to legal requirements, learn the steps and strategies to successfully start your own franchise business.

Susan Kelly Mar 21, 2024

Know-how

What Happens to Stolen Credit Card Numbers?

Card information stolen in a data breach may be sold and resold numerous times before anybody uses it.

Triston Martin Feb 11, 2024

Banking

Homebridge Mortgage: An Overview

Beneficial for borrowers who desire the assistance of a loan officer, either in person or over the phone, while choosing from the vast array of available mortgage alternatives, which may include loans to purchase and repair homes.

Susan Kelly Feb 10, 2024

Mortgages

How To Respond To A Debt Collectors Call You Must Need To Know

The Consumer Financial Protection Bureau (CFPB) defines a debt collector as "any individual or corporation that frequently collects debts owing to others, usually after such payments are past due." Creditors may employ in-house debt collection staff or contract a third-party collection firm to pursue overdue accounts.

Susan Kelly Feb 05, 2024

Mortgages

Your Complete Guide to Global Entry: What It Is and How to Get It

Discover how Global Entry can streamline your international travels. Learn about the application process, eligibility, costs, benefits, and maximizing your membership.

Triston Martin Feb 01, 2024

Know-how

Unlocking Financial Stability with Edelman Financial Engines

With 35 years of experience and a team of experienced financial advisors, Edelman Financial Engines offers personalized financial planning and investment management solutions to help you achieve your goals. Explore their cutting-edge technology tools and resources for comprehensive insights and strategies.

Susan Kelly Jan 26, 2024

Know-how

Do All Banks Allow Check Cashing?

If you've been given a cheque as a gift, chances are you will only be holding on to it for a bit. However, things get more complicated if you don't have a bank account or if you're not near your bank because of travel.

Triston Martin Jan 26, 2024

Banking

Maximizing Your Spend: A Guide to Instant Reward Credit Cards

Explore the world of instant reward credit cards! This guide helps you understand their workings, and provides tips to maximize your everyday spending with these cards.

Triston Martin Jan 24, 2024

Banking

The Demolition Process And Possible Substitutes

Home deconstruction is a labor-intensive technique to preserve valuable materials before demolition. It removes barriers and support beams from the house's interior. If possible, start with the upper floor when deconstructing a property. Here are some basics.

Susan Kelly Jan 23, 2024

Mortgages

Grocery Shopping Revolution: Navigating the H-E-B Credit Card Maze

Dive into richer shopping with H-E-B Credit Card perks: supermarket rewards and exclusive benefits await! Unlock a better experience today!

Susan Kelly Jan 23, 2024

Banking

Top 7 Excellent and Clever Ways to Invest Your Tax Refund

If the Canadian Revenue Agency has over-collected income tax from you, any excess will be refunded to you. Numerous strategies for putting your tax refund to work for your long-term financial well-being. Eliminating high-interest debt is a smart strategy for relieving financial strain. You should feel happy and honored just for being here. A tax refund has been issued to you. You are eagerly anticipating all the potential outcomes. If you requested a refund via direct deposit, you could expect it to arrive in your account within two weeks of filing.

Susan Kelly Jan 16, 2024

Know-how

The Lowdown on ATM withdrawal limits

Learn how to maximize cash by understanding daily ATM withdrawal limits. Our guide explains everything you need to know. Start saving today!

Triston Martin Jan 14, 2024

Banking

What is Homeowner’s Insurance?

Owing a home can be costly. As the value of the property increases, the cost to make repairs to the house also increases, which affects the insurance premium.

Triston Martin Jan 10, 2024

Know-how

A Quick Guide: How to Calculate Your Tangible Net Worth?

When calculating net worth, it is necessary to consider all possible debts and deduct them from the value of the assets. Despite the apparent ease of the procedure, the major challenge here is determining the maximum value of all potential assets and liabilities. This challenge might be exacerbated by a lack of or incorrect understanding of basic financial principles.

Susan Kelly Jan 08, 2024

Know-how

The Fisher Effect and Its Impact on Inflation Rates

The Fisher Effect is an economic theory that establishes a relationship between inflation and interest rates. It posits that nominal interest rates will adjust in response to changes in inflation expectations, ensuring a steady real interest rate

Triston Martin Jan 06, 2024

Banking

Features of Bank of America

The origins of Bank of America may be traced back more than two centuries. It was the first bank in the United States to operate from coast to coast when, in 1998, BankAmerica and NationsBank merged to become what is now known as Bank of America

Triston Martin Jan 05, 2024

Banking

The Top 12 Largest Banks in the U.S.: A Comprehensive Guide

Explore an in-depth overview of the top 12 largest banks in the U.S., their history, services, and impact on the American economy. Stay informed and make wiser banking decisions.

Triston Martin Dec 30, 2023

Banking

Understanding the Affordable Care Act (ACA): Its Impact and Influence

This article explores the significant impact of the Affordable Care Act on the U.S. healthcare system, detailing its key features, updates, and future prospects.

Triston Martin Dec 27, 2023

Know-how

A Quick Guide: How Credit Card Miles Work?

Due mainly to the attractive welcome bonuses provided by the best travel rewards credit cards, credit card miles have gained much popularity. Although getting free flights isn't as straightforward as signing up for a credit card and hoping for the best, it isn't hard to do either once you know how the system works..

Triston Martin Dec 26, 2023

Banking

Essential Insights: Understanding Construction Loans

What You Need to Know About Construction Loans helps you build a house. Our professionals will provide all the information you need to create a home. which could be expensive.

Susan Kelly Dec 22, 2023

Mortgages

Deciphering the Complexity of Annuities: A Simplified Approach

Explore the complexities of annuities as a retirement planning tool. Understand their potential benefits, risks, and whether they're suitable for your financial goals.

Triston Martin Dec 21, 2023

Banking

Plans For Verizon Family Cell Phones

Having a single line for your mobile phone doesn't mean you're a recent grad or an individual. My professional acquaintances often have two or more mobile phones, one for business and one for personal use. We have two ears for a reason. So, it seems unreasonable to have one phone. This article will compare AT and T, Sprint, and Verizon's individual mobile phone plans.

Triston Martin Dec 14, 2023

Know-how

Citi Costco Credit Card

Make the most of your benefits and bonus categories, such as eating out and traveling. However, you should also know when to switch to a different card.

Triston Martin Dec 10, 2023

Banking

A Closer Look At The European Union: Its Structure and Influence

Discover all about the European Union and its functions. Also, learn about its history and working in the United States.

Triston Martin Dec 09, 2023

Know-how

Student Loan Repayment Options

Depending on the priorities you have set for your finances, you should choose either the standard or the income-driven repayment option.

Susan Kelly Dec 07, 2023

Mortgages

How Affirm Works and What You Should Know About It

Using Affirm, you may acquire what you want now and pay for it over time, similar to reverse layaway. With Affirm, there are a variety of ways to pay. You have the option of making four interest-free biweekly installments, or making interest-only payments over three, six, or twelve months. Affirm will not charge interest on some of these longer-term loans in certain circumstances.

Susan Kelly Dec 07, 2023

Know-how

What the 7-Year Mark Means

Most people are familiar with the seven-year time restriction when it comes to debt. Due to the frequency with which it is spoken, many individuals have lost track of what, in practice, occurs to credit cards, loans, and other types of financial accounts after the seven-year mark.

Susan Kelly Dec 06, 2023

Mortgages

Mortgage Deals: Wells Fargo vs. Bank of America

One of the most crucial choices in a person's life is whether to purchase a home. Given the amount of money involved, the various kinds of homes, mortgages, and terminology used when buying a house. It can also be one of the most stressful situations.

Susan Kelly Dec 04, 2023

Mortgages

Growth of GDP and Its Effect on Recession and Economy

A good American gross domestic product growth is good for the economy, but what happens when the GDP is negative? Learn about how GDP and recession relate to each other in this article.

Triston Martin Dec 04, 2023

Know-how

Perks Of Investment Credit Cards

Investment credit cards provide cashback-like incentives. Cash bonuses or credit card bills could be replaced with stocks, bonds, and mutual funds

Triston Martin Dec 01, 2023

Banking

What Is a Minimum Age to Buy a Car?

Cars are necessary if you often travel for a job or school. This is especially true for 15–22-year-olds who commute for school, college, extracurriculars, or jobs! Can a minor own a car?

Susan Kelly Nov 30, 2023

Know-how

A Comprehensive Mercury Insurance Auto Insurance Review 2022

In 1970, Mercury reached a milestone of one million dollars in written premiums within a single month, and in 1972, the company began offering homeowner's insurance in addition to auto insurance. 1989 marked the beginning of the insurance company's expansion into additional states. Today, Mercury Insurance Group provides specialized auto, homeowner, commercial, mechanical protection, renters, and condo insurance services.

Susan Kelly Nov 27, 2023

Know-how

Guide To Understanding Loans: Definition, Process, Variations, and Advice

Loans are revolving lines of credit in which one party provides money to another, who then repays the lender plus interest or the principal plus any fees. Lenders will often charge interest or other financing costs in addition to the original loan principal

Triston Martin Nov 25, 2023

Banking

Comparison between LLC and Incorporation

When deciding which business structure is appropriate for your company, you need to consider the primary distinctions between the two kinds of organizations.

Susan Kelly Nov 25, 2023

Know-how

Debit Card: An Overview

Your bank issues debit cards, which function similarly to credit and ATM cards. On the other hand, in contrast to a credit card, a debit card is directly linked to your bank account. This allows you to pay for purchases or cash withdrawals at ATMs using the funds already in your account. Also, find out about debit card fees.

Triston Martin Nov 24, 2023

Banking

15-Year vs. 30-Year Mortgage

A traditional 30-year mortgage is a mortgage that you pay monthly. This amount is divided over a period of 30 years or until the property is sold and the mortgage is paid off.

Susan Kelly Nov 23, 2023

Mortgages

Don't Pay the Price: 4 Insurance Buying Mistakes You Must Avoid

Master the art of buying insurance! Our guide helps you steer clear of four common pitfalls that can cost you dearly. Don't pay the price - read on to secure your assets wisely.

Susan Kelly Nov 23, 2023

Know-how

Expert Strategies: How to Save Money Fast Without Breaking a Sweat

Explore practical and spartan strategies for saving money quickly. Learn the art of frugal living with our guide on smart ways to save money fast.

Susan Kelly Nov 21, 2023

Know-how

All About Credit Card Convenience Fees Legal

It's annoying when a company charges you more than necessary to use your credit card because they have to offset the expenses they incur by doing so. Credit card fees are permissible in most of the United States, while they are prohibited in a small number of states.

Triston Martin Nov 20, 2023

Banking

Five Rules To Improve Your Financial Health

To save money and plan for one's needs and aspirations is to engage in personal finance. Everything you do or decide has an impact on your financial stability. It's important to evaluate our current financial status and consider what steps we may take to improve it.

Susan Kelly Nov 15, 2023

Know-how

Is The AARP Credit Card The Most Suitable Option For Your Financial Needs?

AARP is a non-profit organization that acts as a voice for senior citizens in the United States. Anyone of any age may become a member of AARP by registering on the organization's website and paying the membership cost, which begins at $16 per year. Being a member does not require you to be above 50.

Triston Martin Nov 12, 2023

Banking

Best Apps for Your Free Credit Score in 2023

Raising your credit score is crucial to getting your financial house in order. Finding out your credit score and making sense of what it means may be a challenging procedure. Fortunately, there is plenty of applications to help you keep tabs on your credit and learn more about the factors determining your score

Triston Martin Nov 08, 2023

Banking

Cardinal Financial Mortgage – The Ultimate Review

Want to know more about the Cardinal Financial Mortgage and how it works. This article got you covered

Susan Kelly Nov 05, 2023

Mortgages

What are The Best LLC filling companies And Their Advantages?

Limited Liability Companies lower tax burdens and protect personal assets. This business entity protects the owner's assets and can potentially reduce their tax burden. It is possible to complete although many owners can file LLC paperwork on their own, a filing firm is preferred to make sure that everything does, the forms contain accurate information, and the business entity creation occurs correctly.

Susan Kelly Nov 01, 2023

Know-how

Listing the Best SBA Lenders

The U.S. Small Business Administration (SBA) works with financial institutions to ensure that small business owners can access the capital they require. The terms, interest rates, and loan amounts available through the SBA are very appealing. Paycheck Guarantee is no longer available. However, the SBA is still accepting applications for its most popular loan programs, the 7(a) and 504/CDC.

Susan Kelly Oct 23, 2023

Know-how

An Introduction to Tax-Free Savings Accounts and How They're Computed

With a Tax-Free Savings Account, you can save money for any purpose, alongside unlimited advantages. Learn more in this read.

Susan Kelly Oct 22, 2023

Taxes

Demystifying Credit Card Interest: Understanding the Credit Card APR

Confused about credit card interest? Learn how credit card interest works, including the credit card APR, minimum payments, compound interest, and managing your credit card balance.

Susan Kelly Oct 11, 2023

Banking

Understanding FICA Taxes: What You Need to Know

Curious about FICA Taxes? Dive into this simplified guide to grasp the ins and outs of Social Security and Medicare contributions.

Triston Martin Oct 11, 2023

Taxes

How to Deal Moving Recurring Payments on Credit Cards

The app basically replaces your credit card as the payment mechanism for recurrent purchases. You can quickly make payments with a different card in the event that one of your cards is lost or stolen. The negative is that it takes a long time to set up the app, add all of your billers, and select your preferred payment methods

Triston Martin Oct 08, 2023

Banking

Features of a Luxury Tax

A luxury tax is a sales tax or surcharge that is charged only on items or services judged to be non-essential or only available to very rich individuals.

Triston Martin Oct 05, 2023

Taxes

Everything About: Citi Secured Mastercard Review

Anyone interested in establishing or improving their credit should consider applying for the Citi secured credit card because it is a straightforward alternative. By putting collateral up against the balance of your Citi® Secured Mastercard® credit card, you can reduce the likelihood that you won't be able to pay off the balance in full.

Triston Martin Oct 05, 2023

Banking

Alternative Motor Vehicle Credit

It is required that the car be a qualifying fuel cell vehicle for the owner to be eligible for an Alternative Motor Vehicle Credit. This vehicle is propelled by the energy produced by part or all of its cells, which transform chemical energy into direct electrical energy by combining hydrogen and oxygen fuel and satisfying other requirements.

Triston Martin Oct 05, 2023

Banking

How Do Private Party Auto Loans Work?

A lender gives you money to purchase a car from a private seller if you apply for a private party auto loan. Before requesting finance, you must choose the vehicle you wish to purchase. If the loan is accepted, the lender usually pays the amount you owe to the seller or lienholder,after which you return the lender over the course of the loan, plus interest.

Susan Kelly Oct 04, 2023

Mortgages

Best September 2022 Credit Unions For Individual Loans

A credit union is a type of cooperative financial institution whose members are people who live, learn, work, or worship in the same community. Members elect a board of directors made up entirely of volunteers to run the show. A typical credit union membership entails a one-time charge and a deposit of $25 if you fulfill the credit union's standards.

Triston Martin Oct 04, 2023

Banking

Key Cashback Credit Card

Although the 2% cashback rate is attractive, you will need to fulfill several requirements first to earn that high rate.

Triston Martin Oct 04, 2023

Banking

How to Determine If You Owe Money to the IRS

A tax refund may be due to you even if your income is too modest to warrant filing a return. Refunds are often payable to low-income taxpayers who claim the Child Tax Credit. There is a three-year window following the tax return due date, during which you can file for that year's refund.

Triston Martin Oct 03, 2023

Taxes